Pay bills on time using Xero accounts payable software

Automate bill entry and simplify your payments with Xero accounts payable software - helping save you time and giving you a clearer view of your US business's cash flow.

A small business owner using Xero ap software on their phone.

All your bills, in one place

Automate bill entry, streamline approvals and never miss a due date, helping save you time and giving you a clearer view of your cash flow.

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    Capture bills effortlessly

    Xero has smarter tools to automate bill entry for fast, accurate, paperless processing.

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    Take control of your bills

    Assign roles, flag duplicates, and track due dates to help reduce errors, stay organized, and on top of payments.

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    Simplify payments

    Pay multiple bills at once and automate reconciliation ensuring records are always up-to-date.

90% of customers agree Xero helps their business run more efficiently

*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024

Capture bills effortlessly, your way

A drag and drop window in Xero to upload bills shows Bill files that have been added and ready for upload

  • Included
    Automate bill entry by uploading files directly to Xero or forwarding bills from your email. Xero's AI extracts the key details to create draft bills ready for approval.
  • Included
    Use Hubdoc to photograph and upload your bills into Xero for paperless record-keeping
A bill that’s been emailed to the business’s Xero inbox is stored in the files library.

Take control of your bills

Assign roles and permissions to control who can create and approve bills, improving security and accuracy.

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    Detect and flag duplicate bills automatically to minimize fraud and payment errors
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    Organize bills by status, add planned payment dates so your bills get paid on time, and set up repeating bills so you don't have to create them manually each time
  • Included
    Maintain strong relationships with your vendors and never miss a payment
A bar chart on the Xero dashboard shows the total value of outgoing bills in recent months.

Simplify payments

Help save time by combining seamless, secure bill payments and your accounting, all in one place.

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    Powered by BILL, pay one bill or multiple at once using your preferred payment method and let vendors in the BILL network choose how they want to get paid
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    Delegate payment preparation with confidence while maintaining control through final review and authorization
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    Minimize fraud risks with BILL’s robust security measures and fraud detection tools.
  • Included
    Track payments in Xero and use accurate insights to improve cash flow management
Here's more about online bill payments

Simplify payments

Help save time by combining seamless, secure bill payments and your accounting, all in one place.

  • Included
    Powered by BILL, pay one bill or multiple at once using your preferred payment method and let vendors in the BILL network choose how they want to get paid
  • Included
    Delegate payment preparation with confidence while maintaining control through final review and authorization
  • Included
    Minimize fraud risks with BILL’s robust security measures and fraud detection tools
  • Included
    Track payments in Xero and use accurate insights to improve cash flow management
Xero product shows multiple bills selected and ready for payment via bill

Accounting software for your US small business

Run your business accounting online with Xero. Easy-to-use accounting software, designed for your small business.

  • Included
    Everything in one place
  • Included
    Connect to your bank
  • Included
    Collaborate in real time
  • Included
    Customize to suit your needs
Explore accounting software
A chart of income and expenses displays in Xero’s online accounting software on a tablet.

Plans to suit your business

All pricing plans cover the accounting essentials, with room to grow.

Early

Usually $20

Now $2

USD per month

Save $54 over 3 months

Growing

Usually $47

Now $4.70

USD per month

Save $126.90 over 3 months

Established

Usually $80

Now $8

USD per month

Save $216 over 3 months

Xero is fantastic. The last software we had was so expensive and hard to use

Colleen from Evansdale Cheese

Woman making cheese

Benefits of accounts payable software for small businesses

Accounts payable software simplifies managing business finances. Automated tools and improved workflows help save time and reduce errors.

Effortless bill capture

Automate bill entry by uploading files, forwarding bills from email, or use Hubdoc to snap and go.

Enhanced control

Assign user roles, flag duplicates, and organize bills by status to streamline your workflow.

Simplify payments

Pay multiple bills at once, track your payment status and automate reconciliation in Xero.

FAQs on paying bills

Setting up online bill payments is free and easy. Simply provide information about your business for verification by BILL to get started. With no recurring subscription fee or fees for additional users, only pay per transaction when you choose BILL as the payment option in Xero.

See how to set up online bill payments

Setting up online bill payments is free and easy. Simply provide information about your business for verification by BILL to get started. With no recurring subscription fee or fees for additional users, only pay per transaction when you choose BILL as the payment option in Xero.

See how to set up online bill payments

Sure, you can make copies of old bills in Xero to send as new bills. And you can set up repeating bills for specific suppliers – for as long as you need. Just add or amend the details as necessary.

See how to repeat and replicate bills

Sure, you can make copies of old bills in Xero to send as new bills. And you can set up repeating bills for specific suppliers – for as long as you need. Just add or amend the details as necessary.

See how to repeat and replicate bills

Assign billable expenses to your suppliers when you enter a bill, a spend money transaction, or an invoice with Xero billing software. Choose the customer you want to assign the cost to, and get paid what you’re owed.

See how to add billable expenses

Assign billable expenses to your suppliers when you enter a bill, a spend money transaction, or an invoice with Xero billing software. Choose the customer you want to assign the cost to, and get paid what you’re owed.

See how to add billable expenses

Of course. Xero account payables software shows you all bills, credit notes, and overpayments owed with the Aged Payables Detail report. For an up-to-date view, run the report after entering purchases and reconciling your bank transactions.

See how to run the aged payables detail report

Of course. Xero account payables software shows you all bills, credit notes, and overpayments owed with the Aged Payables Detail report. For an up-to-date view, run the report after entering purchases and reconciling your bank transactions.

See how to run the aged payables detail report

When it comes to paying bills, software like Xero lets you easily track and manage all your bills. Xero puts all the information at your fingertips and helps you pay suppliers at the right time.

When it comes to paying bills, software like Xero lets you easily track and manage all your bills. Xero puts all the information at your fingertips and helps you pay suppliers at the right time.

Get one month free

Purchase any Xero plan, and we will give you the first month free.

FAQs about Xero in the US

Yes, Xero’s reporting and analytics capabilities help you easily prepare and submit your returns so you never miss a deadline. Your numbers will be accurate and all stored in one secure place.

See tax information for businesses from the IRS.

Yes, Xero’s reporting and analytics capabilities help you easily prepare and submit your returns so you never miss a deadline. Your numbers will be accurate and all stored in one secure place.

See tax information for businesses from the IRS.

Yes – Xero partners with Gusto for a full-service payroll solution. Gusto saves you time on all aspects of your payroll – including calculating employee pay and deductions – thanks to its clever automations.

Check out payroll with Gusto

Yes – Xero partners with Gusto for a full-service payroll solution. Gusto saves you time on all aspects of your payroll – including calculating employee pay and deductions – thanks to its clever automations.

Check out payroll with Gusto

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.

Check out Xero’s pricing plans.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.

Learn about data protection with Xero.

Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the USA.

Check out the Xero App Store.

Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the USA.

Check out the Xero App Store.

See how to pay bills efficiently

A video about bills! It’s better than it sounds.