Pay bills on time using Xero accounts payable software
Automate bill entry and simplify your payments with Xero accounts payable software - helping save you time and giving you a clearer view of your US business's cash flow.

All your bills, in one place
Automate bill entry, streamline approvals and never miss a due date, helping save you time and giving you a clearer view of your cash flow.
Capture bills effortlessly
Xero has smarter tools to automate bill entry for fast, accurate, paperless processing.
Take control of your bills
Assign roles, flag duplicates, and track due dates to help reduce errors, stay organized, and on top of payments.
Simplify payments
Pay multiple bills at once and automate reconciliation ensuring records are always up-to-date.
90% of customers agree Xero helps their business run more efficiently
*Source: survey conducted by Xero of 271 small businesses in the US using Xero, May-June 2024
Capture bills effortlessly, your way
A drag and drop window in Xero to upload bills shows Bill files that have been added and ready for upload
- Automate bill entry by uploading files directly to Xero or forwarding bills from your email. Xero's AI extracts the key details to create draft bills ready for approval.
- Use Hubdoc to photograph and upload your bills into Xero for paperless record-keeping

Take control of your bills
Assign roles and permissions to control who can create and approve bills, improving security and accuracy.
- Detect and flag duplicate bills automatically to minimize fraud and payment errors
- Organize bills by status, add planned payment dates so your bills get paid on time, and set up repeating bills so you don't have to create them manually each time
- Maintain strong relationships with your vendors and never miss a payment

Simplify payments
Help save time by combining seamless, secure bill payments and your accounting, all in one place.
- Powered by BILL, pay one bill or multiple at once using your preferred payment method and let vendors in the BILL network choose how they want to get paid
- Delegate payment preparation with confidence while maintaining control through final review and authorization
- Minimize fraud risks with BILL’s robust security measures and fraud detection tools.
- Track payments in Xero and use accurate insights to improve cash flow management
Simplify payments
Help save time by combining seamless, secure bill payments and your accounting, all in one place.
- Powered by BILL, pay one bill or multiple at once using your preferred payment method and let vendors in the BILL network choose how they want to get paid
- Delegate payment preparation with confidence while maintaining control through final review and authorization
- Minimize fraud risks with BILL’s robust security measures and fraud detection tools
- Track payments in Xero and use accurate insights to improve cash flow management

Accounting software for your US small business
Run your business accounting online with Xero. Easy-to-use accounting software, designed for your small business.
- Everything in one place
- Connect to your bank
- Collaborate in real time
- Customize to suit your needs

Plans to suit your business
All pricing plans cover the accounting essentials, with room to grow.
Early
Usually $20
Now $2
USD per month
Save $54 over 3 months
Growing
Usually $47
Now $4.70
USD per month
Save $126.90 over 3 months
Established
Usually $80
Now $8
USD per month
Save $216 over 3 months
Xero is fantastic. The last software we had was so expensive and hard to use
Colleen from Evansdale Cheese

Benefits of accounts payable software for small businesses
Accounts payable software simplifies managing business finances. Automated tools and improved workflows help save time and reduce errors.
Effortless bill capture
Automate bill entry by uploading files, forwarding bills from email, or use Hubdoc to snap and go.
Enhanced control
Assign user roles, flag duplicates, and organize bills by status to streamline your workflow.
Simplify payments
Pay multiple bills at once, track your payment status and automate reconciliation in Xero.
FAQs on paying bills
Setting up online bill payments is free and easy. Simply provide information about your business for verification by BILL to get started. With no recurring subscription fee or fees for additional users, only pay per transaction when you choose BILL as the payment option in Xero.
See how to set up online bill paymentsSetting up online bill payments is free and easy. Simply provide information about your business for verification by BILL to get started. With no recurring subscription fee or fees for additional users, only pay per transaction when you choose BILL as the payment option in Xero.
See how to set up online bill paymentsSure, you can make copies of old bills in Xero to send as new bills. And you can set up repeating bills for specific suppliers – for as long as you need. Just add or amend the details as necessary.
See how to repeat and replicate billsSure, you can make copies of old bills in Xero to send as new bills. And you can set up repeating bills for specific suppliers – for as long as you need. Just add or amend the details as necessary.
See how to repeat and replicate billsAssign billable expenses to your suppliers when you enter a bill, a spend money transaction, or an invoice with Xero billing software. Choose the customer you want to assign the cost to, and get paid what you’re owed.
See how to add billable expensesAssign billable expenses to your suppliers when you enter a bill, a spend money transaction, or an invoice with Xero billing software. Choose the customer you want to assign the cost to, and get paid what you’re owed.
See how to add billable expensesOf course. Xero account payables software shows you all bills, credit notes, and overpayments owed with the Aged Payables Detail report. For an up-to-date view, run the report after entering purchases and reconciling your bank transactions.
See how to run the aged payables detail reportOf course. Xero account payables software shows you all bills, credit notes, and overpayments owed with the Aged Payables Detail report. For an up-to-date view, run the report after entering purchases and reconciling your bank transactions.
See how to run the aged payables detail reportWhen it comes to paying bills, software like Xero lets you easily track and manage all your bills. Xero puts all the information at your fingertips and helps you pay suppliers at the right time.
When it comes to paying bills, software like Xero lets you easily track and manage all your bills. Xero puts all the information at your fingertips and helps you pay suppliers at the right time.
Get one month free
Purchase any Xero plan, and we will give you the first month free.
FAQs about Xero in the US
Yes, Xero’s reporting and analytics capabilities help you easily prepare and submit your returns so you never miss a deadline. Your numbers will be accurate and all stored in one secure place.
See tax information for businesses from the IRS.Yes, Xero’s reporting and analytics capabilities help you easily prepare and submit your returns so you never miss a deadline. Your numbers will be accurate and all stored in one secure place.
See tax information for businesses from the IRS.Yes – Xero partners with Gusto for a full-service payroll solution. Gusto saves you time on all aspects of your payroll – including calculating employee pay and deductions – thanks to its clever automations.
Check out payroll with GustoYes – Xero partners with Gusto for a full-service payroll solution. Gusto saves you time on all aspects of your payroll – including calculating employee pay and deductions – thanks to its clever automations.
Check out payroll with GustoThe best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plans.The best accounting software depends on your needs. Xero’s accounting software has flexible plans so you can adjust your subscriptions to access the features you need as your business grows.
Check out Xero’s pricing plans.No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.
Learn about data protection with Xero.No – Xero is based in the cloud, so all you need is an internet connection. But you need a multi-factor authentication (MFA) app to log in to Xero. MFA extra layer of security by checking that it’s really you when you log in.
Learn about data protection with Xero.Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the USA.
Check out the Xero App Store.Yes, the Xero App Store has hundreds of apps to help manage your business, including apps specifically designed for your industry and for doing business in the USA.
Check out the Xero App Store.
See how to pay bills efficiently
A video about bills! It’s better than it sounds.